Mockup · placeholder copy + photos · style reference: tziaaa.com · made for Emy by Aphyx
money matters
42 posts
life admin
28 posts
travel diaries
19 posts
family stuff
15 posts
books & podcasts
22 posts
eats around SG
31 posts
client love
12 posts
things i'm loving
26 posts
Recently

Latest from the journal.

A new post most weeks. Some short, some long. All in plain English.

So you got a 13th-month bonus. Now what?

Step one: do not transfer it to OCBC 360 and forget about it. Step two: read this. (I promise it's not a sales pitch.)

The conversation I made my parents have last Chinese New Year.

It started as a casual lunch. It ended with three siblings, one will, one CPF nomination, and a lot of tissue. Worth every awkward minute.

Six hawker stalls where I do my best thinking.

Including the one where I drafted half my client onboarding flow on a paper napkin. Now you know my secret.

The BTO → wedding → reno money math, in one spreadsheet.

I rebuilt this for a friend last week. Sharing the template (with names changed) so you can rip it for yours.

Three days in Hanoi on a 13-month-out-of-uni budget.

What I spent, what I'd skip, and the bowl of bun cha that kind of changed my life. Pho is overrated. Fight me.

The four money books I wish I'd read at 22.

One is fiction. One is by a Singaporean. None of them are Rich Dad Poor Dad. You're welcome.